Pre Bankruptcy Certificate
Approved by the us.
Pre bankruptcy certificate. Work with one of the most established companies in the financial counseling sector. Clearpoints online pre bankruptcy credit counseling also referred to as pre filing or pre petition counseling allows you to earn the certificate that is required by us bankruptcy code before you can file for bankruptcy. To receive a certificate you must complete a credit counseling course from an organization approved by the department of justices us. Mmi is proud to offer bankruptcy counseling services in over 150 languages at no additional cost.
All counseling is provided one on one with a nfcc and fcra certified counselor. Certificates will be provided within 24 hours of course completion. We have been helping people with financial education for over 50 years. Before filing for bankruptcy you must receive a financial briefing that outlines the opportunities for available credit counseling and have.
Trustees incharge issues bankruptcy code compliant certificates for required pre filing counseling and pre discharge education. Approved states for bankruptcy counseling education. Pre bankruptcy credit counseling is a legally required first step before you can file for bankruptcy. For assistance in a language other than english or spanish please dial 877 895 2227 for pre filing counseling or 866 745 2227 for post filing education.
Fast and efficient pre bankruptcy certification. Advantage credit counseling service is approved by the executive office of the united states trustee eoust to provide the required pre discharge bankruptcy education class and issue certificates. Is approved to issue certificates evidencing completion of a pre filing bankruptcy credit counseling session in compliance with the bankruptcy code. Once you receive this pre bankruptcy counseling certificate then you can file for bankruptcy.
As mandated by the bankruptcy abuse prevention and consumer protection act of 2005 pre bankruptcy credit counseling is a counseling session that you complete with a credit counseling agency approved by the us. Our certified financial counselors along with a convenient online bankruptcy pre filing course can provide the counseling and advice you need now plus get you on a path to financial health and. Once youve completed the pre filing credit counseling and filed your case here is the debtor education course you are required to have to obtain your discharge of debts. Receiving a bankruptcy certificate is a required first step in filing for bankruptcy.
Available in all states excluding alabama and north carolina. At your request mmi will provide your attorney andor bankruptcy judgetrustee with copies of your action plan pre bankruptcy counseling certificate as well as any other required information gathered during the counseling session.